Obtaining a pre-approval letter from your mortgage provider is a crucial first step to buying a home. Most agents don't work with buyers who aren't yet pre-approved and most sellers don't even consider offers without a letter. A pre-approval outlines a safe potential purchase price for you based on your debts and income. A pre-approval also gives a rough estimate of what monthly payments would look like for ease of budgeting. Read the testimonials of some of our preferred lenders below and click their "Get Pre-Approved" button to get started on your FREE online application.